North Cyprus

Do you dream of living in a country with a warm climate and low crime rates? Northern Cyprus is an excellent choice whether you’re looking for a vacation home, a property to live in, or a future retirement home. Northern Cyprus is also known to attract many tourists, and while its real estate market has its strengths and weaknesses, it’s great for investors looking for rental yields. That makes investing in a North Cyprus property a smart money move.

While North Cyprus is safe and desirable for investors, buying a property can be exciting and nerve-wracking. Here’s what to consider when buying a North Cyprus property to help you avoid real estate agents who over-promise and under-deliver.



With its historic structures, seas, and other natural beauties, Northern Cyprus provides numerous opportunities for real estate investors or anyone looking for a new home. Iskele, Kyrenia (Girne), and Gazimagusa are among the best places to buy an apartment or a private property in North Cyprus.

Those looking for a vibrant city life should consider buying a property in the capital Lefkosa. However, those looking for a tranquil neighboring are best suited to places like Guzelyurt and Lefke. You can also consider the tourist harbor town of Kyrenia, which is popular for Abbey and music festivals and has many tourist facilities.

Whether you choose a villa in Kyrenia or an apartment in Famagusta, consider nearby amenities like shops, cinemas, landmark estates, schools, and hospitals. Also, choose places with organized activities like pottery, dancing, and bowling lessons, and places you can meet friends.

Property Type

People want to invest in a North Cyprus property for different reasons. That’s why you must determine the right property type that matches your needs and preferences. Your reasons for buying a property in North Cyprus can be for investment, residential property, or a retirement/ holiday home.

If you’re looking for a property in North Cyprus for investment purposes, ensure you choose the right location to get the most out of your money. However, people looking to buy retirement villas should choose one with access to all the retirement facilities you’ll need. That includes healthcare facilities, public transportation, and more.

Likewise, people looking for a private family home must consider location, amenities, and space. For instance, with a family of four, you’ll need to buy a house in Kyrenia with at least three bedrooms. If you have kids, you’ll need to check whether the property has a garden they can play in and good schools in the neighborhood. Also, use the online viewing features to check the property in advance.

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People want to invest in a North Cyprus property for different reasons

North Cyprus Property Price

Most people often overspend and buy properties over the market value to get a North Cyprus apartment or villa. You need to avoid this costly mistake by doing enough research to understand the average North Cyprus property prices in the region you want.

Unlike in some countries, buying North Cyprus apartments or villas depends on the property type and whether it has a previous owner who covered some costs. Either way, you need to budget between 5% – 16% extra above the property’s value, with low figures applying to properties where previous owners paid the initial costs.

To help new buyers understand how to budget for the buying costs, we’ve classified North Cyprus properties into three categories:


A pre-owned or resale property purchased from a private seller. When the title is already in the private seller’s name, and VAT (5%) is paid, the buyer doesn’t incur VAT even when furnished.


A pre-owned or resale property bought from a private individual but still needs to transfer the deed in their name, or it’s still pending. In that case, the government views that as a professional sale, and usually, the buyer will pay a 5% VAT, even if the seller had paid it.


A new under-construction or key-ready build property bought from the developer. A 5% VAT tax is due when you take possession of the property. You’ll also incur furnishing costs and purchase other equipment like air conditioning systems.

Possible Costs of Buying a North Cyprus Apartment or Villa

  • Legal Conveyancing Fees (paid upfront);
  • 0.5% Stamp Duty paid to the government (due on the transaction);
  • 5% VAT paid to the government (Payable if not paid or when due again);
  • 3 or 6% tax for transferring the property deed to your name (you can choose when to pay – 3% only applies to first purchases);
  • “Transformer fees” payable on new properties to the developers;
  • Air conditioning systems (if not included);
  • Furniture;
  • White goods (if not available).

If you’re interested in investing in real estate overseas, North Cyprus Property is worth considering. You can find a range of properties there, including villas, flats, homes, and land. It’s also a great place to retire or build a vacation home due to its beautiful Mediterranean climate, stunning beaches, and rich history. North Cyprus is a highly desirable location for real estate investments.

NorthCyprusDaily – An Agency Site About Real Estate in North Cyprus

NorthCyprusDaily offers thorough and current information about real estate in North Cyprus. We provide up-to-date information on residential and commercial properties, land for sale or lease, investment opportunities, and more. With our diverse range of real estate investments, we are confident that you’ll find something that suits your needs and budget. Our services are open to foreign citizens worldwide. So, whether you’re looking for a new home or a business opportunity, NorthCyprusDaily is your one-stop-shop for all your real estate needs.

If you’re looking to buy a house in North Cyprus and want the best deals, our team of experienced real estate agents can provide you with free professional assistance. You can contact them anytime with any questions or concerns you may have about purchasing property in North Cyprus. We always aim to provide the most up-to-date and accurate information to help you make informed decisions when investing in real estate.

We have a group of professionals who specialize in helping foreign investors with their real estate needs in North Cyprus. Our team offers various services to ensure our clients get the best return on their investment. Whether you’re looking to buy, sell, or rent a property, we have the expertise to assist you.

Advantages of buying property in Northern Cyprus

There are many benefits of purchasing real estate in Northern Cyprus. Here are some of them:

  • Low cost of living – Northern Cyprus has a relatively low cost of living compared to other regions in Europe, which attracts buyers looking for cheaper real estate. 
  • Economic stability – Market swings have little impact on the region’s economy because Northern Cyprus uses the Turkish Lira as its primary unit of exchange. Northern Cyprus can be a safer investment since it has a less unpredictable economy than other nations.  
  • Tax advantages and incentives are available to property owners in Northern Cyprus. This includes exemptions from income taxes, capital gains taxes, social security contributions, and property transfer taxes.
  • Magnificent scenery — Northern Cyprus is renowned for its colorful culture, pleasant Mediterranean climate, and stunning beaches. It’s a wonderful spot to live and spend time outside.
  • Life quality is excellent in Northern Cyprus due to the abundance of amenities, such as entertainment joints and cutting-edge infrastructure.
  • Low crime rates – Northern Cyprus, with its low crime rate and a strong feeling of community, is one of the safest locations to live in Europe. It is, therefore, a great site to invest in real estate.
  • Great investment potential: Northern Cyprus is a good choice for people searching for a safe place for a long-term investment because property prices are expected to increase over time.

Due to these benefits, Northern Cyprus is the best place to buy real estate, whether for a vacation house or a permanent abode. It is simple to understand why so many individuals want to purchase real estate in Northern Cyprus given the region’s low cost of living, tax advantages, and stunning surroundings.

Best Locations on North Cyprus for buying property

Properties in Nicosia

We can suggest good real estate investment opportunities in Nicosia, the capital of North Cyprus. The city is a wonderful blend of modern and traditional architecture with strong cultural ties to Greece and Turkey. It has grown rapidly in recent years due to its excellent infrastructure and strategic location. There are many options available for buying real estate in Nicosia, ranging from traditional houses to modern apartments.

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Real Estate in Famagusta

On the eastern coast of North Cyprus, Famagusta is a well-liked tourist destination and a great place to make real estate investments. The city offers a wide range of homes, from opulent villas to comfortable flats. Anyone wishing to purchase a home in North Cyprus should consider Famagusta, which boasts beautiful beaches and a thriving nightlife.

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A little town called Iskele can be found on North Cyprus’s northern shore, close to the Turkish border. Due to its close vicinity to Kyrenia and Famagusta, two popular tourist destinations, Iskele has experienced rapid expansion in recent years. The town is a desirable alternative for investors wishing to buy property in North Cyprus since it provides a variety of assets, from classic residences to contemporary apartments.

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Long Beach

With amazing views of the Mediterranean Sea, Long Beach is a beautiful beachfront region on North Cyprus’ eastern shore. There are many different homes available for purchase, ranging from beachfront villas to cozy apartments, due to the region’s recent rapid growth.

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The little fishing community of Bogaz is situated on North Cyprus’ eastern coast. Both older as well as more contemporary homes and villas can be seen in this charming neighborhood. Besides, the area is well-liked by both tourists and foreign residents due to its gorgeous beaches and attractive environment.

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North Cyprus’s coast is home to the well-liked tourist attraction of Girne (sometimes called Kyrenia). Traditional residences and contemporary apartments are available in the region. Girne is a fantastic choice for anyone looking to buy a house in North Cyprus because of its gorgeous beaches and exciting nightlife.

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The major city on North Cyprus’s northern shore and one of the most well-liked travel destinations is Kyrenia. The city offers a wide variety of properties for sale, ranging from classic residences to contemporary apartments. Anyone wishing to invest in North Cyprus real estate, Kyrenia is quite a fantastic choice, thanks to its beautiful beaches and rich cultural heritage.

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On North Cyprus’ northern shore, close to the Turkish border, is a little town called Esentepe. The town is a desirable alternative for investors wishing to buy property in North Cyprus since it provides a variety of assets, including classic residences and contemporary apartments. 

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Turtle Bay Village

In Esentepe, North Cyprus, there is a posh residential community called Turtle Bay Village. Anyone wishing to purchase real estate in the neighborhood is spoiled for choice. Properties in this area range from opulent homes to comfortable flats and apartments.

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Bellapais is a lovely village located on North Cyprus’s northern coast. This charming community is made up of both more contemporary buildings and numerous traditional houses and villas. The neighborhood is well-liked by both tourists and foreign residents due to its breathtaking vistas and peaceful environment.

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North Cyprus’s northern shore is home to the little town of Alsancak. The region has many different homes available for purchase due to its recent rapid growth. This includes beachfront villas and cozy apartments.

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A little town called Karsiyaka is situated close to the Turkish border on North Cyprus’ eastern coast. The region has experienced tremendous expansion in recent years due to its proximity to Kyrenia and Famagusta, which are two popular tourist destinations. 

Karsiyaka is a desirable alternative for investors wishing to buy property in North Cyprus since it offers a variety of assets, including classic residences and contemporary apartments.

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A little town called Catalkoy can be found in North Cyprus’s northern region. Both older and more contemporary homes and villas are available in this charming neighborhood. 

Catalkoy is well-liked by both tourists and foreign residents due to its breathtaking vistas and peaceful environment.

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North Cyprus’ western shore is home to the well-liked tourist attraction of Lapta. Anyone wishing to purchase a property in North Cyprus might consider this location because it has a wide range of properties available, from historic homes to contemporary apartments. 

Lapta is a great destination for both locals and visitors due to its beautiful beaches and exciting nightlife.

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Tatlisu is a little settlement situated on North Cyprus’s northern shore. This charming community is made up of both more contemporary buildings and numerous traditional houses and villas. 

Due to its breathtaking vistas and peaceful environment, Tatlisu is able to attract both tourists and foreign residents.

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Güzelyurt (Morphou)

The settlement of Güzelyurt (Morphou) is located in North Cyprus’s northern area. The region has experienced remarkable expansion in recent years because of its close proximity to Turkey and flourishing tourism industry. 

Güzelyurt is a desirable alternative for people looking to buy a property in North Cyprus because it is home to many classic homes, villas, apartments, and more contemporary buildings.

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Types of Properties for Sale on North Cyprus

Exclusive Real Estate Offers

You can find the ideal home with the aid of North Cyprus’s Exclusive Real Estate Offers. Whether you’re looking for a villa, detached house, semi-detached house/villa, apartment, flat, studio flat, penthouse, or bungalow, North Cyprus will give you a wide selection of options to suit your taste and budget. 

North Cyprus offers a variety of housing options, from luxury homes perched high in the hills overlooking Kyrenia to seaside flats with breathtaking views of the Mediterranean Sea. After a long day of seeing the island’s stunning beaches or historic ruins, travelers seeking a more relaxed pace of life can find a wide variety of quaint bungalows in attractive villages and towns. No matter the kind of property you’re looking for, North Cyprus ensures you are spoiled for choice.

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Villas are the pinnacle of luxury real estate in North Cyprus. They include luxurious features such as private pools, beautifully planted gardens, and roomy living spaces. 

There are many different types of villas in North Cyprus, including current architectural architecture and rustically charming classic Mediterranean homes. Besides, stunning views of the Mediterranean Sea can be seen from villas located in prominent locations.

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Detached House

Families seeking more solitude and space may consider detached homes. They come in a wide range of shapes and sizes, including enormous family villas and traditional village cottages.Common features in these properties include private gardens, large terraces and balconies, contemporary furnishings, garages, and carports.

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Semi-Detached Houses and Villas

Villas and semi-detached homes are more cost-effective options than detached homes. They are usually constructed in pairs and have at least one wall in common. 

Semi-detached homes and villas are available in a range of architectural styles, from classic Mediterranean architecture to contemporary dwellings. Most of these properties have their own balconies, patios, and gardens.

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The most prevalent types of properties in North Cyprus are apartments. Apartments can range in size and style, from a small studio apartment with one bedroom to a huge luxury residence with five bedrooms.

Apartments can be found in gated communities, apartment complexes, or solitary structures. Many have gyms, swimming pools, and other leisure amenities.

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In most cases, flats are found in multi-story structures. They range in size from compact one-bedroom apartments to enormous four-bedroom penthouses. 

Flats provide breathtaking panoramas of the neighboring areas or the Mediterranean Sea. Modern furnishings and appliances, like air conditioning and equipped kitchens, are common in apartments.

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Studio Flats

For those looking for a cozy yet economical place to stay in North Cyprus, studio apartments are a perfect choice. They normally consist of a single room with a kitchen, a bathroom, and some basic furniture. Most studio flats have terraces or balconies with breathtaking views of the hills or the Mediterranean Sea.

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Penthouses are some of the most opulent types of real estate in North Cyprus since they offer breathtaking views of the Mediterranean Sea. They have roomy interiors, upscale amenities like private swimming pools, gyms, saunas and steam rooms, contemporary fixtures and fittings, as well as sizable terraces or balconies.

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Beautiful coastal homes can be found all around North Cyprus. This includes opulent beachfront estates with expansive views of the ocean and private docks as well as charming fishing villages or ports with more traditional homes. 

Seafront homes provide easy access to some of the island’s most breathtaking beaches and quick access to neighboring towns and cities. North Cyprus has a lot to offer, whether you’re seeking for a location to unwind or a home with great rental potential.

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For those seeking a low-maintenance yet reasonably priced house in North Cyprus, bungalows are a fantastic choice. Bungalows exist in a variety of shapes and designs, from conventional village cottages to cutting-edge contemporary architecture. They provide a lot of outdoor space and have balconies or terraces with breathtaking views of the Mediterranean Sea.

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North Cyprus Property for Business


North Cyprus is an excellent place to invest in businesses since it offers a wide range of land alternatives. There is no shortage of available land on the market, whether you need to buy agricultural land, commercial property, or discover the ideal plot for your investment project.

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You will have a ton of options if you’re seeking for a permanent residence in North Cyprus. Whether you’re looking for a villa, an apartment, or a house, there is something available to suit every taste and budget.

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Investment & Hotels

For investors interested in developing hotels, restaurants, and other hospitality enterprises, North Cyprus is a desirable location. It is the ideal place for your enterprise because of the pleasant atmosphere and surroundings.

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North Cyprus is a fantastic location for golf-related business investments because it is home to several golf courses and clubs. The beautiful scenery enhances any game, and the warm climate makes it ideal for year-round play.

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Complete Building

Finally, North Cyprus offers a wide range of alternatives for businesses wishing to build their own structures, from expansive complexes to modest office buildings. You can design the ideal area for your company’s requirements with the assistance of regional architects and builders.

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Additional Types of Properties in North Cyprus

In addition to traditional options like houses, flats, and land, there are also some interesting choices for investors, including discounted properties, abandoned buildings, timeshares, and unfinished structures. Here is a brief overview of each option.

1. Discounted Real Estate

There are plenty of places in North Cyprus where you can find real estate for less than the usual price. These properties often require repairs, so they may not be ideal for those looking for a ready-to-move-in home. However, if you’re willing to put in some work, they could be a great option for those looking to renovate and add value to a property.

2. Renovating Ruins

Another option available in North Cyprus is to purchase an existing ruin and renovate it to your liking. This could be a great way to save money and add your own personal touch to the property.

3. Timeshare

Timeshare is another choice you can find in North Cyprus. That means investors can buy outright ownership of a property and then divide it among other owners. 

Purchasing a timeshare would imply that, although each owner has their own privileges about how they may use the property, they do not have a monopoly over it. 

4. Unfinished building

In North Cyprus, unfinished buildings are available for purchase. These can be an excellent option for you to purchase a building at a lower price and finish it yourself according to your own design. Although it takes more time and labor, this alternative can result in significant savings.

Payment Plans & Mortgage

There are many possibilities if you’re considering purchasing real estate in North Cyprus. You have the option of paying all at once or setting up for an installment plan with payments spread out over several decades. 

Whatever the circumstance, buyers interested in acquiring a house in North Cyprus have a number of payment options and mortgage packages to consider. 

Depending on the kind of property you’re purchasing, there are various terms and conditions you must follow if you’re looking for a mortgage. 

Depending on the size of the mortgage, most institutions offer variable interest rates, ranging from 65% to 90% of the purchase price. These loans have terms and conditions that allow you to unlock the home’s ownership as you continue to pay off your loan over a period of between 15 to 20 years. 

There are several payment options available if you prefer an installment plan. Buyers have the option of making a single, large upfront payment or making multiple smaller ones over time. Some builders offer deposit plans with 5%, 10%, or 20% down payments and staggered payments for the rest over 2-4 years. 

If you’re considering buying property in North Cyprus, make sure to weigh all your alternatives before making a decision. Before agreeing to anything, whether it is a mortgage or an installment plan, thoroughly read the terms and conditions and make sure you know what is covered by the contract.

What Documents are Required to Buy Property in Northern Cyprus?

Several documents are needed to buy real estate in Northern Cyprus depending on the type of property being purchased and the type of buyer. A passport, a proof of address, bank statements, and other financial documents are some of the documents required when buying land in the region. 

You may also be required to have additional documentation if you are purchasing a registered piece of real estate. This includes a title deed or a certificate of occupancy.

Property Loans on North Cyprus

The majority of Northern Cyprus property buyers require a loan to complete their transaction. The terms and conditions of the loan agreement should be understood because they can differ from one lender to the other. In Northern Cyprus, a buyer can typically obtain loans from banks or specialized loan providers.

Advice on Buying Properties in Northern Cyprus

If you are thinking about buying property in Northern Cyprus, it is necessary to obtain assistance and guidance from knowledgeable professionals. You can get assistance from real estate agents, financial consultants, and legal experts to better understand the local real estate market and the legal requirements for buying property in Northern Cyprus.

Researching the area in-depth is also a smart idea. It allows you to become familiar with local property regulations and choose the kind of neighborhood that best fits your demands. Let’s take a look at some tips for buying property in Northern Cyprus.

How Do You Buy Property in Northern Cyprus?

1.Leave Us a Request and We’ll Contact You

You can receive help from our team of real estate experts when purchasing property in Northern Cyprus. We can locate the ideal real estate deals for you according to your unique choices and needs.

2.We’ll Find You the Real Estate Deals You Desire

We will present you with a variety of real estate possibilities that meet your requirements once we have determined the kind of property you’re looking for. You can rapidly compare the various properties using our services, allowing you to make an informed choice.

3.We Show You the Real Estate Options You Like

Our team of real estate experts has extensive knowledge on completing purchase agreements of properties in Northern Cyprus. We take care of every facet of the transaction, from evaluating the legal papers to securing the required permits or licenses. We assist you every step of the way to ensure you are comfortable when making your purchase.

4.Conclude the Purchase Agreement for your Chosen Property

You will be able to take use of your new Northern Cyprus home once the process is complete. With our assistance, purchasing a home in this nation has never been easier. 

We are here to make sure that everything goes according to your plan. Send us a request and let’s start looking for the ideal house in Northern Cyprus for you.

Contact Us

Please do not hesitate to contact us if you are interested in purchasing North Cyprus Property for Sale. Our team of knowledgeable real estate experts will be more than delighted to address any queries you may have and help you through the full procedure from beginning to end.


How can you contact us?

You can give us a phone call or email us if you have any inquiries regarding purchasing an apartment in Northern Cyprus. Our team of knowledgeable experts is available to respond to your questions and walk you through the procedure.

The amount of time needed to buy an apartment in Northern Cyprus is determined by a number of factors, including the size and complexity of the property, the accessibility of finance, and any necessary legal requirements. The buying procedure can take, on average, three to six months to complete.

You'll need to present a current passport, an identification that shows your address, and a bank statement if you want to buy an apartment in Northern Cyprus. Depending on the type of property you're buying and your location, you may be required to have extra documentation.